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Maximice sus beneficios vitalicios del Seguro Social y evite errores costosos al realizar su solicitud.
Coordine el Seguro Social, Medicare y sus cuentas de jubilación como un profesional.
Desbloquee los beneficios para cónyuges, sobrevivientes y excónyuges que se pasan por alto y a los que podría tener derecho.
No se pudo cargar la disponibilidad de retiro
En todos los pedidos
Si no está satisfecho con su compra, contáctenos dentro de los 30 días posteriores a la entrega para obtener un reembolso completo. Sin hacer preguntas: queremos que se sienta seguro de su decisión.
It's laid out by situation, so you go straight to the chapter that matches your life and find:
¿Sigue trabajando después de solicitar los beneficios a los 62 años? La mayoría de los jubilados no saben que los beneficios retenidos no se pierden: el Seguro Social los acredita de nuevo al alcanzar la plena edad de jubilación con un cheque mayor de por vida. En este artículo, aprenderá exactamente qué ingresos cuentan, cuáles no y cómo dejar de preocuparse por una regla que la mayoría de la gente malinterpreta.
Solicite su beneficio a los 62 años y podría alcanzar un máximo de unos $2,900 al mes. Espere hasta los 70, y ese mismo cheque podría superar los $5,000. Este libro detalla la estrategia exacta de edad y cónyuge que determina si su familia recibe miles más —o miles menos— cada mes por el resto de su vida.
Usted pasó 40 años financiando este sistema; ahora es momento de cobrar lo que realmente le pertenece. Aprenda cómo los cónyuges divorciados pueden reclamar beneficios basados en el historial de su expareja, descubra los secretos de Medicare que nadie explica y asegúrese de que el Tío Sam no meta las manos en el cheque que usted se ganó.
"Como alguien que asesora a organizaciones de salud de EE. UU. sobre la política de Medicare, encontré que el libro es especialmente sólido cuando conecta la edad de solicitud de beneficios con los beneficios del hogar, los impuestos y los costos de Medicare."
"The Social Security Money Code aborda un tema complejo y a menudo confuso y lo explica de una manera práctica y fácil de entender."
"Incluso después de 35 años como contador público certificado especializado en impuestos de jubilación, todavía encontré una gran cantidad de ideas valiosas aquí."
"En lugar de tratar el Seguro Social como una decisión aislada, Monroe muestra cómo las estrategias de solicitud pueden afectar los impuestos, los beneficios conyugales y las primas de Medicare."
Thought I'd bought it too late since I filed four years ago. Wrong. The tax section alone changed how I take money out of my accounts, and I found a medicare thing I'd been overpaying on. STILL worth it.
Gary T.
I've read government pages and watched videos and always came away more confused than when I started. This is the first thing that just tells you what you need to know without making you feel STUPID for asking.
Karen M.
I was three weeks filing at 62 because that's just what my brother did. Read the timing chapter and pushed it back. That one decision is worth THOUSANDS to us over the years and I nearly gave it away without second thought.
Dennis W.
There's a lot of information packed into the book, and I found myself taking notes as I went. Several of the strategies and considerations gave me ideas for topics I want to research further.
Brian Fisher
Before reading this, I mostly thought about retirement in terms of savings. The book helped me think more broadly about income, taxes, healthcare, and the different decisions that can influence the retirement years.
Linda & Tom R.
Got this for my mum because she kept asking me things I couldn't answer. Ended up sat at her kitchen table going through the whole thing with her. she's sorted now, and honestly I've filed half of it away for my own retirement.
Claire M.
I paid into this system since I was 19 and not one person ever explained how any of it worked. Not my employer, not the office, nobody. Read this in two evenings and understood more than I had in four DECADES.
Robert K.
My husband earned a lot more than me and I just assumed I'd get my own cheque and that was that. Turns out there was money there the whole time. We've been married 31 years and NOBODY told us.
Patricia L.
The combination of Medicare and retirement planning was particularly useful. Healthcare decisions can be confusing, so I appreciated having that information included alongside the financial planning material.
Hannah Lewis
I've been researching retirement planning from several sources, and this book helped bring many of those ideas together. It gave me a clearer framework for understanding the different pieces of the process.
Amelia Davis
Preguntas frecuentes
A plain-English guide to the decisions that shape your retirement income: when to claim, which benefits your household qualifies for, and how taxes and Medicare costs can shrink your check. It was written by Garrett Monroe, and Corravel publishes and ships it.
No. The book assumes you’re starting from zero. Each rule is explained in the order you’ll need it, with no jargon and no spreadsheets.
No. It’s an educational guide, not individual financial, tax or legal advice. It teaches you how the rules work so you can make better-informed decisions, and so you know what to ask a professional if you decide to speak to one.
Not at all. When you claim is only one of the decisions covered. The chapters on taxes, Medicare and which accounts to draw from first still apply to the benefits you’re receiving now, and the household and survivor sections may be relevant too.
The 2026 Edition is written around the rules and figures in effect for 2026. Social Security and Medicare numbers change from year to year, so for anything time-sensitive we always recommend double-checking ssa.gov and medicare.gov.
People approaching retirement, people who are already collecting, and adult children helping a parent work through it. It covers readers who are married, single, widowed or divorced.
No. The book is organized by situation, so you can go straight to the chapter that matches your life, whether that’s claiming age, spousal or survivor benefits, taxes or Medicare.
It changes what you know before you decide, and those decisions are what set your numbers. When you claim, how your benefits are taxed and how Medicare costs apply all shape what lands in your account each month, so understanding the rules first puts you in a better position to choose.
We order copies in limited quantities, so availability can change between restocks. If you see it in stock, we recommend ordering while it’s available.
Every purchase is backed by a 30-day, no-questions-asked money-back guarantee.
